How to Turn $14,000 Into a High-Income TFSA Machine in 2026
If you’ve got $14,000 sitting unused in your TFSA, simply letting it gather dust isn’t the best way to take advantage of its tax-free growth power. A disciplined plan that blends income-oriented stocks and growth components can transform that cash into a steady stream of passive returns over time. One sensible starting point is to…
Where the Average Canadian’s TFSA and RRSP Stand by Age 45
As you approach mid-career and begin thinking more seriously about retirement, it can be useful to compare your own registered savings to what many Canadians actually hold at similar ages. At around age 45, tax-advantaged accounts like the Tax-Free Savings Account (TFSA) and the Registered Retirement Savings Plan (RRSP) play an important role in building…
Why Yield Chasing in Your TFSA Can Hurt You — and What to Do Instead
Many investors get fixated on high dividend yields when filling a TFSA, thinking bigger payouts automatically mean better returns. But yield alone is a lagging indicator — it doesn’t tell you whether the company can sustain that payout or grow earnings over time. A stock with a stratospheric yield might be pricing in risk, not…
Two ETFs I’m Buying and Planning to Hold Forever for 2026
One fund I’m locking in for the long haul this year is the Vanguard FTSE Emerging Markets All Cap Index ETF (TSX: VEE) — a broad emerging-markets ETF that gives exposure to fast-growing economies and some of the world’s most dynamic companies. It holds stocks from countries such as China, India, Brazil, Taiwan and Mexico,…
Canadian Income Stocks That Just Raised Their Dividends — What It Means for Investors
Several Canadian companies have recently boosted their dividend payouts, underscoring how some businesses can grow income even when markets are choppy. For income-focused investors, dividend increases can be a sign of confidence in future cash flow and long-term financial health — especially when the hikes are sustainable rather than just chasing higher yields. A prominent…
Two High-Yield ETFs I’d Buy for Passive Income in 2026
If you’re building a passive income portfolio in 2026, a couple of exchange-traded funds on the TSX stand out because they deliver high monthly payouts by combining broad equity exposure with covered-call and modest leverage strategies — meaning you get cash flow even if prices aren’t soaring. 1. Hamilton Enhanced U.S. Covered Call ETF (TSX:…
Two Canadian Stocks With the Momentum to Outperform in 2026
Investors seeking outsized returns in 2026 might want to look beyond the broad market and focus on Canadian companies that not only have solid fundamentals but also momentum catalysts that could fuel further gains. Two names that fit this description are Alimentation Couche-Tard (TSX: ATD.B) and Lightspeed Commerce (TSX: LSPD) — both showing characteristics that…
Invest $40,000 in This Dividend Stock for ~$250 in Monthly Passive Income
If your goal in 2026 is steady monthly income, allocating capital to a reliable dividend-paying stock can be a powerful part of your strategy. A $40,000 position in a quality Canadian company can generate approximately $250 per month in passive cash flow — translating to about 7.5% annualized yield — without needing to sell your…
High-Yield Monthly Dividend Stock That Could Boost Your Cash Flow in 2026
If you’re chasing dependable monthly income from dividends, there’s a Canadian stock paying near 7.6% annually and distributing cash every single month — ideal for income-focused investors looking to supplement passive cash flow. The company is Cardinal Energy (TSX: CJ), an oil and gas producer based in Calgary with a low-decline production profile. That means…
This TSX Company Is Built to Withstand Trade Turbulence
Amid ongoing international trade uncertainty — tariffs, shifting alliances, and changing supply chains — not all companies feel the impact equally. Some Canadian businesses are structurally positioned to thrive regardless of headline risk, thanks to diversified markets, essential services and stable cash flows. One TSX stock in particular stands out as a business that is…
Canadian Stocks That Gained Last Month and Still Look Strong for 2026
Several Canadian stocks delivered notable gains in the past month, and for long-term investors, their recent performance could be a signal that underlying fundamentals remain solid. Rather than viewing last month’s upside as purely short-lived momentum, evaluating the business drivers behind these moves helps determine whether they still merit a place in a 2026 portfolio….
High-Yield Monthly Payer: What You Should Know Before You Invest
For income-focused investors, a stock that pays a high yield every month can be attractive — especially when you’re looking to supplement cash flow or build a dependable income stream. One Canadian company currently offers a yield near 6.8%, distributing cash monthly rather than quarterly, which makes it stand out among peers. But before jumping…
How to Build a $15,000 Passive Income Portfolio That Produces Steady Cash Flow
Turning a $15,000 investment into a reliable stream of passive income doesn’t require complicated strategies or risky bets — it just takes a thoughtful mix of high-quality dividend stocks and income-focused ETFs. By choosing assets that pay regular distributions and have durable business models, you can create a portfolio that delivers monthly or quarterly income…
Why the Software Sell-Off Could Be a Rare Long-Term Entry Point
Software stocks have plunged hard in recent months as fears about artificial intelligence disrupting traditional software business models took hold. What began as a broad sell-off accelerated when AI tool launches sparked concern that incumbents might lose relevance, triggering steep valuation drops across the sector. This volatility has pushed even strong, high-quality software names to…
TSX Set for Mixed Trading as Key Data and Earnings Loom
Canadian stocks looked poised for a cautious session on Thursday, February 12, 2026, with investors parsing fresh economic data and several major corporate earnings reports set to hit markets. After a choppy start to the week, traders appeared focused on inflation indicators, wage data, and commodity price action to gauge the strength of the recovery…


