For Canadian investors looking to build a solid core in their Tax-Free Savings Account (TFSA), selecting exchange-traded funds (ETFs) that offer diversified exposure, low costs, and strong market representation can be a smart strategy. ETFs make it easy to own a basket of stocks across sectors or themes without the risk of picking individual companies…
Canadian retail sales showed a modest increase in the latest monthly data, highlighting that consumer activity has remained resilient despite broader economic headwinds. The uptick in spending points to continued demand for goods and services across several categories, offering a positive signal about household behaviour even as inflationary pressures and elevated borrowing costs linger. Analysts…
For investors looking to deploy a $3,000 sum into the Canadian equity market, selecting high-quality stocks with durable competitive advantages, strong balance sheets, and solid dividend prospects can help build a resilient core portfolio. With economic conditions in flux and markets adjusting to varied growth drivers, focusing on fundamentally sound companies positioned to deliver long-term…
A growing number of chief executives across Canada are expressing diminished confidence in the country’s economic prospects, according to the latest business sentiment indicators. The shift toward a more pessimistic outlook reflects a confluence of concerns, including slowing growth, persistent inflationary pressures, and uncertainty around consumer demand. This trend has raised caution among market observers…
The global oil market is encountering growing pressure as supply continues to outpace demand, raising concerns among industry participants about price volatility and inventories. Analysts point to expanding output from major producers and slowing consumption growth as key factors contributing to an oversupplied environment, potentially weighing on crude prices in the months ahead. This imbalance…
A rising number of accounting professionals are warning that artificial intelligence tools designed to assist with tax preparation are producing an increasing volume of mistakes, exposing individual and business filers to potential issues with their returns. While AI-powered software has been marketed as a way to simplify tax work and boost efficiency, experts say the…
Picture this: a vast northern economy, once humming with post-pandemic vigor, now navigating choppy waters where job seekers outpace openings, yet paychecks keep climbing. That’s the snapshot of Canada’s labour market heading into 2026, with December 2025 data revealing a 6.8% unemployment rate—the sharpest monthly jump in months—despite a modest addition of 8,200 jobs. This…
Picture this: a Canadian household at the dawn of 2026, wallet in hand, eyeing the grocery aisle with laser-focused restraint while daydreaming about that impulse buy on holiday apparel from last season’s fire sale. It’s a tale as old as economic cycles, but right now, it’s the defining rhythm of retail sales across the True…
The Canadian housing market stands at a pivotal moment as 2026 unfolds. After a challenging 2025 marked by economic uncertainty and sluggish activity, the sector is poised for a modest recovery driven by pent-up demand from first-time buyers who have been sidelined for years. However, the trajectory depends heavily on how interest rates evolve over…
Imagine inflation as the heartbeat of an economy—sometimes steady, sometimes erratic, always telling a story about where things are headed. In Canada, the headline Consumer Price Index (CPI) grabs the headlines, but it’s the core measures—CPI-trim, CPI-median, and the broader core CPI—that reveal the true rhythm beneath the noise. These aren’t just numbers on a…
The Bank of Canada has made its position crystal clear. With the overnight rate firmly anchored at 2.25% following December’s decision, the central bank is signaling that the era of aggressive rate cuts has ended. As Canadians look toward 2026, understanding what this stability means for mortgages, savings, and the broader economy becomes increasingly important….
Picture Canada as a vast, resilient ship cutting through choppy economic waters. In 2026, the Bank of Canada stands at the helm, policy rate anchored at 2.25 percent, steering toward the familiar 2 percent inflation midpoint. This deliberate stance reflects a maturing recovery where growth hums at around 1.6 percent, consumer spending holds firm, and…
Canada’s Consumer Price Index climbed 2.4% year-over-year in December 2025, up from 2.2% in November, as a temporary federal tax holiday nudged headline inflation higher while core gauges continued their downward trajectory. This latest reading from Statistics Canada, released on January 19, 2026, underscores a nuanced inflation landscape that reinforces expectations for steady Bank of…
Planning for retirement in Canada often involves tax-efficient strategies, and the Tax-Free Savings Account (TFSA) stands out because all capital gains and withdrawals are completely tax-free. The key question for many investors is: how much do you need in your TFSA to retire comfortably? Your answer depends on your target annual income in retirement, the…
For long-term investors, particularly those focused on income and total return, high-yield dividend stocks can offer a powerful combination of cash flow and long-term capital appreciation. When chosen carefully, top-tier dividend payers with durable business models can be held for years — even a decade — while providing increasing or at least stable payouts. Here…
