September: Market Slump or Prime Buying Window? September has long had a bad reputation on Wall Street. Known as the September Effect, it’s often considered the worst month for stocks — and history backs it up. Over the last 10 years, the S&P 500 has fallen in six Septembers, averaging a -2% return. But if…
Abraham Lincoln once said, “Give me six hours to chop down a tree, and I will spend the first four sharpening the axe.” That quote perfectly sums up the nature of truly undervalued stocks — companies quietly preparing, laying the groundwork, and waiting for the right moment to strike. For patient investors, the Tax-Free Savings…
How to Turn $25,000 Into a Tax-Free Income Machine Using Your TFSA The Tax-Free Savings Account (TFSA) is one of the most powerful tools Canadian investors have to generate steady, tax-free income. Unlike other accounts, any income earned — including dividends — is completely sheltered from tax, potentially saving you 10–20% or more each year…
A 34% Drop Makes This Dividend Giant a Must-Watch Buy-and-Hold Stock When searching for the ideal dividend stock, most investors focus on yield — but true long-term value comes from a mix of income and growth. Right now, BCE Inc. (TSX:BCE) is offering exactly that, even if it’s flying under the radar. Despite a recent…
Rate Cuts Won’t Save the Housing Market — It’s Not About Cost Anymore Canada’s housing market just got a small break — but don’t expect a rebound. The Bank of Canada (BoC) delivered a widely expected 25-basis-point cut to its overnight rate, potentially setting the stage for variable mortgage rates to fall below fixed rates….
If you’re bracing for a bear market, Toronto-Dominion Bank (TSX:TD) might be one of the smartest places to park your capital. Among Canada’s top banks, TD stands out for its mix of resilience, income, and value — especially in uncertain times. Here are three reasons why buying TD stock now could be a long-term win….
Let’s be honest — parenting is stressful. As much as we love our kids, we can’t help but worry about their future. That’s why, when it comes to investing, I want one less thing to stress over. I’m looking for rock-solid, long-term investments that can grow steadily over time — and eventually be passed down…
The Magnificent Seven stocks have earned their reputation for consistent growth and resilience. Among them, Microsoft (NASDAQ:MSFT) stands out as a particularly compelling buy — especially if the stock experiences a 10% pullback. While it may not be the fastest mover of the group, Microsoft’s stability, scale, and future growth potential make it a cornerstone…
A dividend-focused investment strategy typically revolves around stable, income-generating companies. But while consistent payouts are important, dividend growth is often an even better indicator of long-term financial health and shareholder value. Dividend growers — companies that increase their payouts year after year — tend to be well-managed, financially sound, and positioned for sustainable growth. The…
With thousands of stocks trading on the TSX — and even the TSX60 — narrowing it down to just one long-term winner is no easy task. But if there’s one stock that’s proven its strength through every economic cycle, continued to expand at home and abroad, and delivered consistent growth for years, it’s Dollarama (TSX:DOL)….
Canadian investors planning for long-term wealth often turn to dividend-paying stocks — and with good reason. Blue-chip companies that consistently distribute dividends and buy back shares can offer a powerful combination of income and capital growth over time. However, it’s easy to get distracted by high dividend yields and overlook companies with lower payouts but…
The Bank of Canada (BoC) lowered its benchmark interest rate by 0.25% on Wednesday, bringing it down to 2.5%. This move reflects a cautious approach as recent economic indicators — including a second-quarter contraction and a weakening job market — point to broader economic softness. According to Reuters, economists expect at least one more rate…
Alberta Finance Minister Nate Horner announced Thursday that the province’s projected deficit for this fiscal year has grown by $1.3 billion, bringing the total shortfall to $6.5 billion. This marks a dramatic financial reversal for Alberta, which posted an $8.3-billion surplus just one year ago. “We’re going to have to weather some of this,” Horner…
Canada’s main stock index climbed to another record high on Friday, driven by strong gains in gold mining stocks and investor optimism following the Bank of Canada’s recent rate cut aimed at stimulating the domestic economy. The S&P/TSX Composite Index closed up 314.83 points, or 1.1%, at 29,768.36, surpassing the previous record set just a…
Retail sales in Canada fell by 0.8% to $69.6 billion in July, as consumers spent less at supermarkets and grocery stores, according to Statistics Canada. The decline came despite a modest 0.2% increase in sales at motor vehicle and parts dealers — the only retail subsector to see growth that month. Eight out of nine…
