Welcome to StockKey, Inc. (“StockKey”, “we”, “us”, or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website, mobile application, and any other related services (collectively, the “Platform”). By using or accessing the Platform, you agree to be bound by these Terms. If you do not agree, do not use the Platform.

Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use StockKey. By using the Platform, you represent and warrant that you meet these requirements.

Not Financial Advice

StockKey provides educational content, analytical tools, market commentary, and general investment insights for informational purposes only. Nothing on the Platform constitutes personalized financial, investment, legal, or tax advice.

We strongly recommend consulting a licensed financial advisor before making any investment decisions.

User Responsibilities

By using StockKey, you agree to:

Use the Platform only for lawful purposes;
Not reproduce, redistribute, or exploit any content from the Platform without prior written consent;
Not use bots, scrapers, or other automated tools to access the Platform;
Maintain the confidentiality of your account credentials and accept responsibility for any activity under your account.

Subscriptions and Payments

Some features of StockKey may be accessible only via paid subscriptions. By subscribing, you agree to:

Pay all applicable fees as outlined at the time of purchase;
Allow us to charge your provided payment method on a recurring basis, if applicable;
Cancel your subscription before the next billing cycle to avoid being charged again.

All payments are non-refundable unless otherwise stated.

Market Risks Disclaimer

Investing in stocks, ETFs, or any financial instruments involves risk, including the risk of losing your entire investment. Past performance is not indicative of future results. You acknowledge that StockKey is not liable for any loss, damage, or adverse outcomes resulting from your investment decisions.

Intellectual Property

All content, including but not limited to text, graphics, logos, software, and tools on the Platform, are the property of StockKey, Inc. or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not copy, modify, distribute, display, or reverse engineer any part of the Platform without our express written permission.

Limitation of Liability

To the fullest extent permitted by law, StockKey, Inc. and its affiliates, directors, employees, or agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues arising out of:

Your use or inability to use the Platform;
Any reliance on the Platform’s content or tools;
Unauthorized access to or use of your data.

Termination

We reserve the right to suspend or terminate your access to the Platform at our sole discretion, without prior notice, for any reason, including violation of these Terms.

Third-Party Links and Services

The Platform may include links to third-party websites or services. StockKey is not responsible for the content, accuracy, or practices of any third-party services. Use them at your own risk.

Modifications to Terms

We may update these Terms from time to time. When we do, we will revise the “Effective Date” above. Continued use of the Platform after changes means you accept the revised Terms.